NB Bancorp: Results Of Operation And Financial Condition, Regulation Fd Disclosure, Other Events, Financial Statements And Exhibits

Item 2.02Results of Operation and Financial Condition.On July 22, 2026, NB Bancorp, Inc. (the “Company”), the holding company for Needham Bank, issued a press release in which it announced its earnings for the quarter ended June 30, 2026. A copy of the press release announcing the results is included as Exhibit 99.1 to this Current Report on Form 8-K and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933. Item 7.01Regulation FD Disclosure.On July 22, 2026, the Company made available investor presentation materials which are intended to be used at an in-person investors bank meeting on July 28, 2026. The investor presentation materials are included in the Current Report on Form 8-K as Exhibit 99.2 and are incorporated herein by reference.The information in this Item 7.01 of this Current Report on Form 8-K, including Exhibit 99.2, is being furnished and shall not be deemed to be “filed” for the purposes of Section 18 of the Exchange Act or otherwise subject to the liabilities of that section.Item 8.01Other Events.On July 22, 2026, the Board of Directors of the Company (the “Board”) declared a dividend of $0.07 per share. The dividend will be paid August 19, 2026 to shareholders of record as of August 5, 2026. A copy of the press release announcing the declaration of the dividend is attached to this Current Report on Form 8-K as Exhibit 99.1 and is hereby incorporated by reference.Item 9.01Financial Statements and Exhibits.(d)ExhibitsExhibit No. Description99.1Press Release dated July 22, 202699.2Q2 2026 Investor Presentation104.1Cover Page Interactive Data File (Embedded within Inline XBRL document) SIGNATURESPursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.NB BANCORP, INC.DATE: July 22, 2026By: /s/Jean-Pierre LapointeSenior Executive Vice President and Chief Financial Officer

NB Bancorp: Results Of Operation And Financial Condition, Regulation Fd Disclosure, Other Events, Financial Statements And Exhibits

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